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Stop guessing what to charge. This calculator works backwards from the salary you actually want to keep.
Calculations run locally in your browser.
Charge for your business, not just your time
Your minimum rate has to cover the salary you want plus overhead plus the taxes you owe — spread across only the hours you can actually bill. The target rate adds a 15% buffer so your rate is sustainable, not aspirational.
How it's calculated
- Billable hours = Hours/week × (52 − Weeks off)
- Pre-tax income needed = (Net salary + Overhead) ÷ (1 − Tax rate)
- Minimum rate = Pre-tax income ÷ Billable hours
- Target rate = Minimum rate × 1.15